CPIC (601601) 2018 Annual Report Comments: New Business Value Realizes Positive Growth Property Insurance Fees Expected to Continue to Decrease

CPIC (601601) 2018 Annual Report Comments: New Business Value Realizes Positive Growth Property Insurance Fees Expected to Continue to Decrease

Investment Highlights CPIC’s 2018 performance was slightly better than expected, and operating income and net profit maintained high growth.

The scale of the company achieved 3,544 trillion operating income, an increase of 10 per year.

9%, the net profit attributable to the parent company is 180 ‰, with an annual increase of 22.

9%.

The increase in the proportion of life insurance long-term protection business promoted the increase in the value of new business, and the value of new business achieved positive growth, which was better than expected.

The company’s new premium income from life insurance agent channels in 2018 was US $ 46.7 billion, which gradually declined5.

6%, basically Document No. 134, had a contradictory impact on the sales volume of the first-open red annuity products in the first quarter, but the margins gradually improved in the third quarter.

Driven by long-term protection business, the company’s new business value rate was 39 in 2017.

4% to 43 in 2018.

7%, thus realizing new business value1.

A positive 5% increase is better than the Air Force expected.

In addition, renewal 杭州夜网 premiums led to a total premium of 15.

With a high growth rate of 3%, the premium structure is also relatively stable.

The core team of the company’s life insurance agents continued to grow, and the average monthly healthy manpower and outstanding performance increased respectively.

8% and 14.

6%, the transformation proposed for the company2.

0 cationic sill.

The income side of the property and casualty insurance business has grown steadily under the leadership of non-auto insurance. The comprehensive cost ratio has dropped slightly, and the profit side is expected to pick up in 2019.

The company’s property insurance business’s premium income in 2018 was 117.8 billion U.S. dollars, an annual increase of 12.

6%, the growth rate is slightly higher than the industry average, non-auto insurance premium growth rate is much higher than the vehicle insurance, consistent with the trend of the entire industry.

We believe that under the background of the price competition caused by the commercial car fee reform and the decline in the growth rate of new car sales, the growth rate of auto insurance premiums will be relatively short-term.

The company’s comprehensive cost of property and casualty insurance business in 2018 replaced 98.

4%, a decrease of 0 from 2017.

4 averages, of which the expense ratio has increased and the payout ratio has decreased.

The profit of the company’s property insurance business appeared 6.

Negative growth of 9% was initially due to increased expenses due to rising program fees, but the situation has improved in the fourth quarter.

Looking at the data, in 2018, CPIC Property Insurance’s program fee expenditure accounted for the premiums earned and the effective tax rate were 23 respectively.

7% and 46.

3%, an increase of 2.
.

3 digits and 8.

9 units.

In 2019, under the industry association’s “report and bank integration” self-discipline convention and the expansion of regulatory authorities, the proportion of disposal fees will continue to decline. We believe that the profit of property insurance companies will pick up.

Asset allocation remained relatively conservative, and total investment yield was slightly skewed by the poor performance of the secondary market.

In 2018, the company mainly increased the allocation of fixed income assets such as time deposits and government bonds, and reduced the allocation of stocks and funds. The proportion of fixed income assets reached 83.

1%, higher than peers, asset allocation remains relatively conservative.

The company’s investment yield in 2018 was slightly tilted by the poor performance of the secondary market, with a net investment yield and a total investment yield of 4 respectively.

9% and 4.
6%, slightly before 2017.
We slightly adjusted the company’s EVPS in 2019, 43 in 2020 and 2021.

29 yuan, 50.

58 yuan and 58.

70 yuan, EPS is 2 respectively.

45 yuan, 2.

96 yuan and 3.

61 yuan to 2019.

3.

At 22 closing prices, the corresponding PEVs are 0.

77,0.

66 and 0.

56, the corresponding PE is 13.

52,11.

19 and 9.

18. We give a prudent overweight rating.

Risk warning: interest rates fall, premium income is less than expected, and investment income declines.

New Fund Issues Sword, New High Sets Debt-Based and Equity ETFs as Protagonists

New Fund Issues Sword, New High Sets Debt-Based and Equity ETFs as Protagonists

Source: The Financial Investment News this year has decided to open debt-based and equity ETFs to become the protagonists. 6 companies issued more than 50 billion U.S. dollars at the end of ten consecutive years.

From the perspective of the issuance market, as of December 25 this year, the scale of public offering of new products has reached 136.57 billion, which is only one 杭州夜网论坛 step away from breaking through the high point of issuance in 2015. In addition, the fund that has closed its fundraising but has not yet been announced has set a history.New highs are beyond doubt.

“Financial Investment News” reporter pays attention to the issue, the amortized cost method assessment of the debt-based and equity ETFs have become the two major protagonists in the new fund issuance market this year, integrating fund companies to integrate the two types of products “absorbing gold”, 6 companies issued more than 50 billion yuan of new products.

  Bond funds issued accounted for more than 60% of the WIND data show that as of December 25, the size of public funds has reached 13,657 this year.

3.8 billion, 13676, the highest peak in history in 2015.

9.8 billion is only 19.

600 million yuan.

However, there 武汉夜网论坛 are still only a few trading days by the end of 2019. There are 19 funds that have completed the fundraising but have not yet been announced. If these funds all reach the threshold for establishment, then this year’s issue size will exceed the level of 2015.Nail things.

  However, from the perspective of the issuance market structure, 2019 and 2015 present a completely different state.

The scale of bond fund issuance has expanded in 2019, and its fundraising scale has reached USD 860.3 billion, accounting for 62% of the total scale.

99%, and hit a record high; in 2015, the scale of bond fund issuance was only 50.3 billion, accounting for only 3% of the total issue size of the year.

68%, the issue size is also only equivalent to 6% in 2019.

  Although the stock market has made a significant money-making effect since 2019, it is still far from the 2015 bull market.

Since 2016, market risk appetite has declined, and the wealth management market has undergone huge changes. In addition to customized debt bases, public offerings such as short-term and fixed-term bonds have become the target of institutional funds, and the issuance of bond products immediately followed.step up.

Especially since the second half of this year, the fixed debt base assessed by the amortized cost method has become the mainstream of “absorbing gold”.

Of the 24 funds that have issued a scale of more than 10 billion yuan this year, 14 are only debt-based bonds estimated based on the amortized cost method, and another 6 are financial bonds based on policy banks such as NDRC and CDB.

  In addition, the issuance of ETFs has also become a highlight of the issue market this year.

According to WIND statistics, the total issue size of equity funds (including index funds) was US $ 229.4 billion, which is comparable to the issue size of equity funds in the three years from 2016 to 2018, a large part of which comes from the contribution of index funds ETFs.

The data shows that the scale of equity ETFs reached 149.3 billion US dollars, accounting for 65% of equity funds (including index funds).

  123 Fund Managers Issue New Products For fund companies, if they plan to issue the above two types of products, they will gain a lot in the issue market this year.

Companies such as Castrol, Wells Fargo, Boshi, and Guangfa are various representatives.

  According to WIND statistics, 123 fund managers have issued new products this year, and the new fund affiliated with Huitianfu Fund has raised a total of $ 76.8 billion, ranking first among fund managers; its partial debt hybrid fund HuitianfuThe first fundraising scale for steady growth reached 130.

87 trillion, Huitian Fuzhong bond 1-3 years CDB bond, Huitian Fusheng An 39 months set to open, Huitianfu dividend growth of the first fundraising scale is 83 trillion, 78 trillion and 71 trillion.

  The investment scale of Castrol Fund followed US $ 68.7 billion, and after the release of Castrol Anyuan’s pure debt in 39 months, the issue size of USD20.2 billion ranked second in this year. The issue size of Castrol CSI Central Enterprise Innovation Driven ETF also reached132.

500 million yuan.

In addition, other new funds of Harvest Fund are issued below 5 billion.

  The “harvest” of Wells Fargo Fund, Huaxia Fund, Boshi Fund, and GF Fund in the fund issuance market all exceeded US $ 50 billion, respectively 58.1 billion, 56.4 billion, 52.4 billion, and 51.8 billion.

Wells Fargo Funds have the largest three funds in total. They are Wells Fargo Huiyuan’s three-year fixed bond issue, Wells Fargo CSI State-owned Enterprises Belt and Road ETF, and Wells Fargo CSI Leading ETF.
This shows that it is also mainly based on amortized cost statutory debt base and ETF.

Huaxia Fund’s affiliated funds include Huaxia China Bond 3-5 years policy financial bonds, Huaxia Hengtai is scheduled to open bonds for 64 months, Huaxia Hengyi is scheduled to open for 18 months, Huaxia China Bonds for 1-3 years policy financial bonds.

  Some small companies have also been able to lay out fixed-debt bases and have achieved good issuance scales. For example, Zhongrong Fund and China-Canada Fund have issued more than 20 billion U.S. dollars in new funds this year, leading the small and medium-sized companies.

Zhongrong Ruixiang, affiliated to Zhongrong Fund, will open regularly for 86 months, and Zhongrong Ruijia’s 39-month development bank size will be 14.1 billion and 5 billion yuan, respectively.

The China-Canada Fund’s China-Canada Profits are scheduled to open for three years and China-Canada Profit-run’s two-year regular releases are 9.1 billion yuan and 7.2 billion yuan respectively.

Professional female aerobics

Professional female aerobics

1.

Bounce the brain: On the side chair, press the two ears on the palms of your hands, and use your forefinger, middle finger, ring finger to bounce the brain gently. You can hear the sound of cymbals, playing 20-30 times a day.

Efficacy: It can relieve fatigue, prevent dizziness, strengthen hearing, and cure tinnitus.

  2.

Pull the ears: first left hand around the top of the head, hold the tip of the right ear with your fingers, pull up 20 times, then around the top with your right hand, hold the tip of the left ear with your fingers, pull up 20 times.

Efficacy: It can hydrolyze Qinghuozhi puzzle, relax the heart and breathe, and delay the aging of the optic nerve.

  3.

Eye training: When doing concentrated vision work, look out of the window for 3 minutes every half an hour, and then rest for a few times by blinking your eyes several times. You can also do 10-20 eye movements.

Efficacy: It can relax eye muscles and promote blood circulation in the eyes.

  4.

Open your mouth: Work gaps, and replace your mouth one by one.

Drive all the muscles of the whole body and even the scalp for rhythmic exercise.

Each contract is about 1 minute and lasts 50 times.

Efficacy: Opening the mouth can speed up the blood circulation on the face, delay the “aging” of various tissues and organs in the local area, drive away wrinkles and refresh the mind.

  5,

Turn neck: first raise your head and try to lean back, then lay your lower jaw to your chest, tighten and relax the neck and back muscles, and tilt to the left and right sides 10-15 times, then put your lower back against the back of the chair with your hands on the neckHold back for a moment.

Efficacy: This method can almost prevent cervical spondylosis, and it can also bring you mental doubling.

  6.

Stretching your waist: If you sit too long before the case, you will definitely feel back pain, so stretch yourself comfortably and stretch a few lazy waists, stretch over your lazy waists and you will find that agile thinking is back.

Efficacy: It can accelerate blood circulation, stretch the muscles of the whole body, eliminate excessive tension of the lumbar muscles, correct excessive forward bending of the spine, and maintain a healthy body shape.

  7.

Rub the abdomen: Use your right hand to rub the abdomen around the umbilicus clockwise 36 times, and then rub the abdomen 36 times in the opposite direction.

Efficacy: It has better effect on preventing constipation and indigestion.

  8.

Anal Lift: Lift the anus up and then relax; then lift it up again and relax again and again.

This action stands, sits, and takes place during the trip. Do anal levitation exercises again about 50 times, lasting 5-10 minutes.

  9.

Balance: Slightly bend your knees, separate your feet, and make them as wide as your arms.

Inhale and slowly raise the height to the top.

In essence, move the center of gravity forward and keep your toes balanced.

Then put your arms back and exhale as you allow the center of gravity to sink to the heel.

Repeat 10-20 exercises 3 times a week.

Efficacy: It can exercise the response of the lower body to contraction and recovery, and at the same time can exercise your abdomen, prevent the production of excess meat, and maintain a beautiful posture.

  10.

Twisting back: Bend down to the left and right, twist the back of the shoulder, and tap the back waist with hollow punches about 20 times each.

Efficacy: It can relieve complications such as cercariae and lumbar muscle strain.

  Angelide lycopene contains a lot of vitamins needed by the human body, and can prevent a variety of diseases and enhance the body’s ability to purify the virus.

So in addition to paying more attention to your own health, you can also take Ange’s lycopene to achieve a multi-vitamin supplement and regulate the spirit at one time.

Life is a terrible comedy

Life is a terrible comedy

Comedy opening: The world is completely composed of failures in one of the world’s worst books, “The World’s Worst”, filled with the world’s worst people, things, and places.

.

.
.For example, who can think of Harold who likes elegant sports.

Mr. Hualas, when he went to his fifth green, was called the train hitting it.

.

.  If you have been glared by a leader when you have done something private during business hours, you may be relieved now – Harry Potter’s “Mom” – the famous J.

k.

Rowling just wrote a text that looks like a novel on the company’s computer. What happened?

Dismissal on the spot is simply sweeping the door.

Disney was kicked off by a newspaper because of “lack of creativity”; Steve, who founded Apple, was bombarded by his own company; the most famous president of the United States, President Lincoln, failed to be more famous than his later achievements; Elvis PresleyWhen he was “small play”, he was kicked psychologically. The person who generously gave him the shoe print said: “Hey, I hope someone will use you, kid!

“God, the world is really impermanent, and those who have failed so far have succeeded!”

If this is the principle of success, maybe it will be a good choice to bring a dog to the president’s office tomorrow!

What is success?

A total of 511 American baseball superstars were won.

Is the calculation not successful?

However, this player who is far superior to anyone, even ranked first in the “loser” with 316 failure records!

It’s no wonder that in the library for a year, the authors of the world’s worst records are so elated: “Life is not as good as it is, so we have to confirm that there are people in the world who are worse than ourselves, andBad place, worse.

This is a great comfort!

“Really, this morning, because of a report, the leader was hit hard enough. In particular, you still don’t think this report is bad!”

Then think about this book – the sky is really clear!

So, from the perspective of comedy viewers – the first happiness you get is comforted by badness.

  Life is a terrible comedy. You are precisely the protagonist who brings comfort and happiness. Why is it possible to find great “fun” in such a book?

The content of the book itself is not important. What’s more important is whether the viewer sees the world’s bad things in a comedy way and experiences the happiness that comes from comparison at the moment.

  For example, when you endure the traffic congestion in the city where you live, imagine the great pain of the human compatriots living in the Bastard on the other side of the globe, and sincerely wish everyone can avoid living in the following cities in the future.- France’s “Safety City” (condom), Australia’s “Dog City” (fucking), Norway’s “Hell City” (Hell).

.The so-called schooling is always because the top-ranking top students are not self-satisfied. In the paradise of the United States, even 1000 people have to grab 3.

There are 6 hospital beds, and the most crowded city is not Beijing. In every square kilometer of land in Monaco, 42861 people with red and swollen insteps may be stepped on by others.

.  Comedy opening: The world is completely made up of failures. If you have been stunned by the leadership during your working hours, you may be relieved now – Harry Potter’s “Mom” – the famous J.

k.

Rowling just wrote a text that looks like a novel on the company’s computer. What happened?

Dismissal on the spot is simply sweeping the door.
Disney was kicked off by a newspaper because of “lack of creativity”; Steve, who founded Apple, was bombarded by his own company; the most famous president of the United States, President Lincoln, failed to be more famous than his later achievements; Elvis PresleyWhen he was “small play”, he was kicked psychologically. The person who generously gave him the shoe print said: “Hey, I hope someone will use you, kid!

“God, the world is really impermanent, and those who have failed so far have succeeded!”
If this is the principle of success, maybe it will be a good choice to bring a dog to the president’s office tomorrow!
What is success?

A total of 511 American baseball superstars were won.

Is the calculation not successful?

However, this player who is far superior to anyone, even ranked first in the “loser” with 316 failure records!

It’s no wonder that in the library for a year, the authors of the world’s worst records are so elated: “Life is not as good as it is, so we have to confirm that there are people in the world who are worse than ourselves, andBad place, worse.

This is a great comfort!

“Really, this morning, because of a report, the leader was hit hard enough. In particular, you still don’t think this report is bad!”

Then think about this book – the sky is really clear!

So, from the perspective of comedy viewers – the first happiness you get is comforted by badness.

  Life is a terrible comedy. You are precisely the protagonist who brings comfort and happiness. Why is it possible to find great “fun” in such a book?

The content of the book itself is not important. What’s more important is whether the viewer sees the world’s bad things in a comedy way and experiences the happiness that comes from comparison at the moment.

  For example, when you endure the traffic congestion in the city where you live, imagine the great pain of the human compatriots living in the Bastard on the other side of the globe, and sincerely wish everyone can avoid living in the following cities in the future.- France’s “Safety City” (condom), Australia’s “Dog City” (fucking), Norway’s “Hell City” (Hell).

.The so-called schooling is always because the top-ranking top students are not self-satisfied. In the paradise of the United States, even 1000 people have to grab 3.

There are 6 hospital beds, and the most crowded city is not Beijing. In every square kilometer of land in Monaco, 42861 people with red and swollen insteps may be stepped on by others.

. The imaginary environment is sometimes worse than the environment in which you live, depending on how you treat the world around you.

If there are so many serious deteriorations and we can’t let us “return to the shore”, do you probably live in the so-called “Hell City”?

“People are animals of relationship.

Everyone needs to know where they are in a comparison with others, and it is a certain situation.

From a human point of view, a person’s attention to others is even more essential than his/her physical desires.

As long as there is a comparison, there will be differences.

These differences can lead to a happy or painful experience.

“Our columnist, psychologist Zeng Qifeng said.

  Survival is just a small comedy. Life and death can be seen as a big comedy. It is like a person who practices meditation that says “no life, no life, no life, no death” is the great wisdom of liberation.

The jokes on the issue of life and death are all clever little laughs – such as the “Darwin Prize” that was only awarded to the dead – the winners all died because of stupid things, in order to “commemorate those who made themselves by killing themselves.”Our whole genes are evolved by people, recognizing their contribution to human evolution.

  The “Darwin Award” in 2006 was first submitted to a living person. The man was betting that the England team would win the Welsh team. As a result, he could become a genetic organ, which is in line with the spirit of winning.

Life is the desperate comedy, you are not only an actor or a director.

Therefore, it is hereby reminded that if the reader does not possess a little comedy spirit, then this book without a long story, naked and straightforward, can be described as “bad”.

  Imperfect world, exercise the spirit of comedy. We delved into the unknown side of some famous people and found some less decent pasts.

This is an amazing and pleasant surprise!

They are not much better than us in terms of disasters, mistakes and stupidity.

“Happy Americans said.

The imperfections of celebrities are precisely the comedies that life has prepared for us. Through them, everyone should exercise happiness, family happiness, and laughter from time to time.

  ”If we are not successful, there is a danger of failure.

.”Looking at this sentence seems to be the truth, in fact, the celebrity famous sayings of nonsense, is there an impulse to smoke people?

This is from the 44th Vice President of the United States, Quel, the part of the American people at the time – called “Han Qiaosheng Han teacher” in the US President. Every day, there are a lot of media to follow the new comment of Lord Quer.The common people ate popcorn and sipping a large bucket of cola, sitting in a beanbag chair, facing the TV, and the tide was tiring, waiting for the “Kui teacher” who was used to the front and back to spit the lotus.

  Kui said: For the National Aeronautics and Space Administration (NASA), aerospace is still the top priority.

Kui also said: Who is responsible for the riots?
Riot!

Who is responsible for the massacre?

Killer!

  Teacher Kui continued: We are in an irreversible trend towards more freedom and democracy – but that may change at any time.

  A “bad” comment by a vice president can trigger a national “entertainment air”, so I think that the tide of spontaneous entertainment in the country that used to ridicule “Kan’s Quotations” was really not so sharp.

  These imperfect people and things have given us the motivation to live and the source of “quietness and silence”.

Fortunately, the world is so imperfect!

Thank you for the imperfections of the world!

Occasionally, I forgot to pull the chain of jeans in the office, which is no big deal compared to the light on the podium.

“From a health point of view, this is a good way to protect yourself, with good results, quick results and low cost.” Zeng Qifeng said, “How many celebrities will intentionally or unintentionally stimulate the nerves of ordinary people.

  If the celebrities do something stupid and ugly, it will reduce the inner imbalance of ordinary people.

First of all, this will reduce the feeling of being less so famous and uncomfortable.

I can comfort myself at this time: Fortunately, I am not so famous, or else I will be ridiculed by the world for those things.

Second, you can also excuse your own problems: So famous people are still at fault, I have a little mistake and what is the relationship?

If you can face bad things while you are studying, return to life, please use the same comedy spirit that everyone has.

  Should I be gloating?

  Fortunately, it is perhaps one of the deepest collective unconsciousness of mankind.

From the source of human beings, the fear of natural disasters and man-made disasters is always accompanied by human evolution and social development.

The people who suffered the disaster lost their lives and even lost the transmission of their genetic material on the planet.

Those who witnessed the destruction of the disaster but did not suffer from the disaster, their lives were restored and the genetic material continued.

Therefore, all human beings today are descendants of the witnesses of the disaster. They have reason to be unlucky for others and they are not unlucky.

  However, this is not a mature technology to achieve psychological balance.

Because it is a relatively unpredictable thing to base happiness on the unlucky foundation of others.

What if someone else is not bad luck?

An English poet wrote a poem, one of which is: Who is the death knell for?

– The death knell is for you.

The destiny of man is closely related. If we are only gloating with each other, those disasters will come to us sooner or later.

Know your health from your tongue

Know your health from your tongue

If the baby’s tongue is white and thick, it is often a sign of dietary indigestion or indigestion.

At this time, children can take traditional Chinese medicine such as Xiaoer Huashi Pill, Xiaoer Qipi Pill, Huoxiang Zhengqi Pill, etc. for appetizing.

.

hzh{display:none;}  中老年人,尤其是体形肥胖的父母,如舌根部发麻,食指、中指发木,这多为中风的先兆,由脑缺血引起。In this case, the elderly should be taken to the hospital as soon as possible.

  Patients with high blood pressure or hemorrhoids often have yellow and dry tongue coatings with constipation.

At this time, you should take some laxatives, such as Ma Ren Runchang Pills, and you can also use senna leaves to soak tea to keep the stool open.

  In the late stage of a cold and fever, there are less tongue coating and dark red tongue. This is caused by heat and yin injury. At this time, you can take some traditional Chinese medicine for nourishing yin and clearing heat.

  Menopausal women, if there are more congestion spots on both sides of the tongue, accompanied by emotional irritability, this is caused by disorders of endocrine metabolism and metabolism and pigmentation.

At this time, you can take some traditional Chinese medicines for Shuganliqi, such as Shugan Pills, Xiaoyao Pills, etc., which can quickly obtain the effect.

  A common one: “Yin deficiency” Yin deficiency refers to the lack of Yin fluid such as the body’s essence, blood, and body fluid.

Because both blood and body fluid are yin, it is called “yin deficiency”, and it is more common in patients with internal fluid caused by chronic strain or fever.

  Dr. Chen Rundong from the Center for the Treatment of Diseases of Guangdong Provincial Hospital of Traditional Chinese Medicine said that because of the deficiency of yin, the fire could not be made, and the burning of the yin was worsened by burning, which often affected each other.

  Tongue manifestation: The tongue is reddish, the tongue is tender, and the fluid on the tongue is smooth. There is no tongue fur or less fur, and it looks dry.

There is no doubt that when you see this kind of tongue, it shows that the body has signs of Yin fluid dying out, and the body fluid is seriously consumed.

Tongue light and color red pimple for hot Shengyin, light tongue and light color for qi and yin injury.

  Conditioning method: First, Lily Maidong Soup.

Lily moisturizes the lungs and lowers qi, Ophiopogon nourishes yin and nourishes the stomach, and two medicines nourish dryness and conquer fire.

  Second, the soft-shelled turtle Dendrobium soup.

Dendrobium and soft-shelled turtle are both tonic for deficiency of yin.

  Common two: “Qi deficiency and dampness poison” According to experts, qi deficiency and dampness poison is a relatively common physical problem in Guangdong.

  A series of pathological changes in the human body due to insufficient vital energy, called Qi deficiency, are related to the fierce social competition, excessive pressure and unhealthy lifestyles experienced by modern people.

In addition, due to the high temperature and high humidity in Guangdong, especially in summer, the weather is relatively hot, and excessive heat in the body is very prone to produce humid poison.

  Tongue manifestation: Tongue swollen, weak, and there are dentitions pressed out by the teeth on the tongue side. The tongue of the whole tongue is pale and lacks ruddy, the tongue is greasy and white, and the tongue turns yellowish.

  Conditioning method: One or five-finger Maotao chicken.

The taste is delicious, the smell is fragrant, and the nutrition is rich, which has a good health effect.

  Second, coix seed powder soaks milk.

Ren Ke can prevent cancer and moisturize the skin.

  Third, yam barley tea.

Huai yam and Coix seed boil water for three drinks each.

This can restore and replenish the vitality, refresh, and improve the complexion.

  Common three: “Qi stagnation, blood stasis, liver and fire, prosperous” people with congestion, blood flow in the body is relatively slow, and in some cases may even completely stagnate blood flow, more common in older people.

  In young women, this constitution is also very common, most of them have irregular menstruation, dark menstruation, often with blood clots, dysmenorrhea and other signs of congestion and depression.

Otherwise, depression can also lead to blood stasis.

  Tongue manifestation: the tongue is thinner, the tongue is red, the tongue is yellow, the tongue buds are thick, and the tongue is dry.

If it develops into a fiery liver, the tongue will become dark, and purple or black stains or spots will appear on the tongue. Usually, the blood vessels at the base of the tongue become thicker and more tortuous.

Conditioning method: First, drink more flower tea, such as rose tea, mint tea, jasmine tea, etc.

You can regulate menstruation to promote blood circulation and nourish blood.  Second, strengthen exercise to promote blood circulation, reduce stress and relax.

  Common Defect Four: “Blood Deficiency” The constitution of blood deficiency is the physical state of human blood deficiency.

Blood flows through the veins, from the internal organs to the internal organs, to the skin, muscles, and bones, and continuously plays a full nutritional and moisturizing role in all internal organs of the internal organs to maintain normal physiological activities.

If the blood is deficient, the nutrition and moisturizing effect of the blood will be weakened, resulting in lack of energy, burnout, and severely dull complexion.

  Due to women’s menstrual blood loss, blood deficiency constitutions mostly appear in women.

  Tongue performance: The biggest feature is that the tongue is pale.

  Conditioning method: First, Angelica ginger mutton soup has the function of driving cold and keeping warm, and eliminating fatigue.

  Second, eat more red dates, you can blood, ruddy complexion.

Breast pain diet

Breast pain diet

Breast cancer pain may be the manifestation of a certain disease. In most cases, it is caused by hyperplasia of the breast. The pain is often short-term pain, bloating, and high blood pressure often does not have obvious pain or hidden pain.

  Hyperplasia of the mammary glands is not a cancer. It is a benign mutation, manifested as a cord-like, patchy, or cystic nodule in the breast.

The nodules of hyperplasia of mammary glands are relatively soft, accompanied by tenderness, clear boundaries, and change with the menstrual cycle or mood, and the size of their masses does not increase in the short term.

The mass of the retina is hard, without tenderness, unclear borders, changes in activity, a significant increase in the short term, or accompanied by axillary, supraclavicular lymphadenopathy and inverted nipples.

However, it should be noted that breast hyperplasia without lumps sometimes coexists with breast cancer.

  Breast hyperplasia and breast cancer pain TCM believes that the disease is mostly caused by liver qi stagnation and sputum condensation.

  Principles of diet therapy: Shugan Qi, clearing away heat and dissolving stagnation, redeploying irritation.

  Common dietary manifestations: 1.

Corn Loofah Loquat: 100 grams of corn, 50 grams of loofah, 10 grams of orange kernels, 1 egg, boiled with water for 1 hour, add egg flower, water starch, rock sugar and mix well before boiling, twice a week.

  2.

Kelp lettuce pot: 100 grams of kelp, 100 grams of lettuce, ginger, spring onion, boil kelp for 30 minutes with fresh water, put lettuce, seasoning, sesame oil before boiling, once a day.

  3.

Cold celery kelp: 100 grams of kelp, 100 grams of celery, ginger, minced shallot, kelp, celery, cooked, add seasoning, sesame oil to the dish, once a day.

  4.

Prunella angelica porridge: Prunella vulgaris, Angelica sinensis, 10 grams each of fragrant, fry with water for 20 minutes, take the juice and add white porridge, brown sugar and mix it twice a week.

  Mastitis and breast pain Chinese medicine believes that the disease is mostly caused by liver and stomach stagnation and milk stasis.

  Dietary principles: Qingganwei, detoxification, Tongluo, Sanjie.

  Common dietary manifestations: 1.

Honey Juice Figs: 100 grams of figs, 30 grams of hawthorn, fry with water for 20 minutes, take juice and honey, and take it twice a day.

  2.
Loofah stewed tofu: 150 grams of loofah, 100 grams of tofu, add water and boil for 20 minutes, add ginger, spring onion, sesame oil before boiling, once a day.

  4.
Platycodon grandiflorum and red bean porridge: 10 grams each of platycodon grandiflorum and saponin, sauté with water for 20 minutes, add juice and mix in chili congee twice a day.

Glandular mastitis and purulent phase.

  5.

Pollen angelica porridge: astragalus, 10 grams each of pollen, 5 grams of angelica, fry with water for 20 minutes, take juice and add brown sugar to take.

Twice daily, ruling out mastitis.

  TCM believes that the pathogenesis of diabetic breast cancer pain is imbalance of duty, liver and kidney deficiency, liver stagnation and phlegm, and evil poison.

  The principle of diet therapy: it should be combined in its comprehensive treatment, and it does not affect distance therapy as a principle.

  Common dietary manifestations: 1.

Roast the crab shells in a suitable amount and grind them for later use.

2 grams each time, three times a day, rice wine delivery.

  2.
Astro 30?
90 grams, stewed.

Twice a week.
  3.
10 grams of pangolin, 15 grams of Salvia miltiorrhiza, add water for 20 minutes, add to porridge, take once a day.
  4.
10 h each of apiary, zhebei, shanxi mushroom, zedoary turmeric, 30 grams each of wormwood and barley, fry for an additional 20 minutes with water, take the juice and add the appropriate amount of rock sugar, take twice a week.

Cupping Precautions What are the benefits of cupping for the body?

Cupping Precautions What are the benefits of cupping for the body?

1.

Through cupping, you can infiltrate the moisture and cold in your body through the skin tissue, thus eliminating the evil spirits and making people feel a hundred times more.

Because the body’s meridians, acupoints and the internal organs are connected, so through the two-way suction, it will stimulate the acupuncture points on the surface of the body. The long sticks pass through the muscles and bones, and the internal organs of the human body are properly adjusted. People’s blood is smooth and healthy.
For local tissue damage, lumbar disc herniation and other symptoms, cupping also has a certain effect. Long-term regular cupping can relieve pain and relieve symptoms.

Nowadays, many beauty and slimming shops have also begun to research and launch ways to lose weight through cupping.

2.

The time and interval of cupping should be well grasped. Some people often pull the cups because they enjoy this process. As a result, their skin is very bad, causing infection and causing severe spots on the skin.

3.

For some patients who may or have bleeding disorders, cupping is not only helpless, it can even have more devastating consequences.

4.

After cupping, do not take a bath for a certain period of time, do not catch cold, otherwise it will cause disease, and cause worse.

8 minutes a day, slim waist aerobics

8 minutes a day, slim waist aerobics

Women want to have a slim waist and a thin waist, so that they are exquisite, and they reflect the beauty of the gift of heaven.

  Just do some gymnastics that makes your waist and abdomen contract.

This set of gymnastics to control the waist, only 8 minutes, the effect is good, if you can insist on doing it once a day, the results will be better.

.

hzh {display: none; }  ①躺在地上,背要贴地,弯曲双膝,双手放在脑后,紧握,使双肘指向侧面。Then, stretch your left knee toward your cheekbones, step on as far as possible from the ground, and when your body touches your left knee, twist it to the right elbow and relax back to its original position.

Then change the knee left elbow to heavy summer action, a total of 10 times back and forth.

It takes two minutes to complete the action.

  2 standing straight, feet apart, the distance is a breech position, the two arms naturally hang down.

Then, press your right hand on the right side of the waist, tilt your body to the left, and bend it, but don’t stretch your muscles.

  Remember, when doing the action, keep it in the backward direction, return to the original position, and then change the other direction and direction. Repeat the action 10 times on each side for a total of 2O times, which takes two minutes.

  3, the feet are opened as 2, the forward longitudinal dimension, bent by the elbow, twisting the body from above the waist, first and then right, keep forward and backward, twist left and right 10 times, two minutes to do 20Times.
  4 lie down and bend your knees.

The body is straightened on both sides of the body, then lift the head, the shoulders are correctly removed from the ground, but can not be tightened, so keep the shaping action for a few seconds, relax, and repeat 10 times.

It lasted for two minutes.